Need Independent Mortgage Advice?

Independent Mortgage Advice is as important as ever in the current financial climate - with many lenders tightening criteria and making it difficult to get a mortgage, our Mortgage Advisors can help you find the right lender for your needs.

At cmMORTGAGES, we are able to consider every Mortgage Lender in the UK, whether you are First Time Buyers, Moving Home, wishing to Remortgage or looking to buy a Buy To Let Property.

By using some of the latest technology available, we can source Mortgage and Secured Loans from over 140 lenders, including High Street Banks, Building Societies, Specialist Lenders and Secured Loan Providers. Our research is updated throughout the day to ensure you have the most accurate choice of options available. This gives us a considerable advantage as Mortgage Brokers to save you time, money and a lot of effort. No Bank or Building Society can offer you Independent Mortgage Advice.

Our team of Mortgage Advisors have over 80 years experience in dealing with personal and business lending, so rest assured you in safe, reliable hands whether your are First Time Buyers, looking to Remortgage or Moving Home, or build a Buy to Let Portfolio.

We want to be as easy to work with as possible, so you can reach us in a number of ways - If you live in Chelmsford or the surrounding area across Essex, we would be delighted to invite you to our office in the town centre, or we can come to you for an appointment. Our Mortgage Advisors can see you in the evening or at weekends if that suits your lifestyle.

We also provide Independent advice by telephone and the internet if you prefer, using our Online Quote and application service - click here to provide us with your basic details so that we can start the process for you.

So if you are looking for a First Time Buyer mortgage, planning to moving home, wishing to save money with a remortgage or building a Buy to Let portfolio, please give us a call on 01245 398466, speak to one of our Mortgage Advisors and see what we can do!

Your property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

If you are considering any debt consolidation - Think carefully before securing other debts against your home.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

We normally do not charge any fees for our mortgage advice as the majority of mortgage lenders will pay us a procuration fee for our work. We do offer a fee-based service should you prefer, which will cost no more than 0.35% of the mortgage advance. Any mortgage procuration fee would then be rebated to you on completion. Some lenders do not pay a procuration fee, so we will need to charge you a flat fee for our advice and administration, typically £499. We also reserve the right to charge an administration fee for mortgage applications below £100,000, to ensure that we can earn a minimum of £500 from a combination of commission, fees and other income from a mortgage application. Please ask us for more details.

Our Online Quote and Online Application Form system allows us to capture your basic details is a Secure Environment. If you would prefer not to us our Online Quote and Application Form, please call us and we will provide you with a paper version, or we can help you by telephone.

cmMortgages, Easyswitch Mortgages and Easyswitch Insurance are trading names of Essex Mortgage Centre Limited. Essex Mortgage Centre Limited. Registered office : 3 Warners Mill, Silks Way, Braintree, Essex, CM7 3GB. Company Registration Number 6009105, registered in England and Wales.

Essex Mortgage Centre Limited is an appointed representative of Mortgage Next Network Limited, which is authorised and regulated by the Financial Services Authority in respect of mortgage and insurance mediation activities only. Mortgage Next Network Limited is entered on the FSA register ( 300866)